Roles · Finance and mortgages

AI credit representative

Analyses credit data and financial statements to determine risk. Prepares reports with credit information for decisionmaking.

David Jensen“I analyse financial data to determine expected profitability.”An example character, not a real person.
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Credit representative · What it does

Three tasks it takes off your hands

  1. Analyse credit data and financial statements to determine risk.
  2. Prepare reports that include the degree of risk involved.
  3. Analyse financial data to determine expected profitability of loans.
Where these come from

The tasks of “Credit Analysts” (O*NET 13-2041.00), as O*NET lists them:

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Prepare reports that include the degree of risk involved in extending credit or lending money.
  • Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.

Credit representative · Tools and industries

It works in the tools you already use

  • Microsoft Excel
  • Microsoft Office software
  • Microsoft Outlook
  • Microsoft PowerPoint
  • Microsoft Word
  • Microsoft SQL Server

Industries it fits

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Role facts from O*NET 31.0 Database (U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), CC BY 4.0), written in our words. Sources and credits